Connecticut requires sellers to complete a Residential Property Condition Disclosure Report before listing, plus a federal Lead-Based Paint Disclosure for homes built before 1978.
What is the Connecticut Residential Property Condition Disclosure Report?
The Property Condition Disclosure Report is a state-mandated form that sellers complete based on their own knowledge of the property. It covers:
- Roof condition and any known leaks
- Foundation and structural issues
- Basement water intrusion or flooding history
- Plumbing and water supply systems
- Electrical system condition
- Heating, cooling, and HVAC systems
- Sewage / septic systems
- Environmental issues: underground storage tanks, asbestos, radon, wetlands
- Zoning and permit issues for additions or improvements
You answer each question based on what you know. You are not required to hire an inspector to complete it — but you cannot knowingly answer falsely.
What is the lead paint disclosure requirement?
Federal law (the Residential Lead-Based Paint Hazard Reduction Act) requires sellers of homes built before 1978 to:
- Provide buyers with the EPA pamphlet "Protect Your Family from Lead in Your Home"
- Disclose any known lead-based paint hazards in the property
- Give buyers a 10-day window to test for lead paint before finalizing the sale
This applies to every pre-1978 residential property in Connecticut (and nationally). Your agent provides the form as part of the standard listing package.
What are the consequences of not disclosing?
Connecticut buyers who discover an undisclosed material defect after closing can pursue claims of misrepresentation or fraud. There is no statute of limitations that protects you from a lawsuit for knowingly concealing a defect. The safest approach: disclose what you know accurately and completely, and keep copies of all disclosure forms you provided. If you're uncertain whether something needs to be disclosed, consult your Connecticut real estate attorney before listing.
What doesn't have to be disclosed in Connecticut?
Connecticut does not require disclosure of stigmatizing facts — including deaths that occurred on the property, whether a prior occupant had HIV/AIDS, or that the property is alleged to be haunted — unless the buyer asks directly. You are also not obligated to investigate unknown defects; you disclose what you know.
Selling in Stamford and want to make sure you're covered?
I'll walk you through the disclosure forms as part of the listing process and connect you with a local real estate attorney for any legal questions specific to your situation.
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